Tax Term

What is Effective Tax Rate?

The actual percentage of your total income that you pay as tax.

Detailed Explanation

Because Nigeria uses progressive taxation, your effective rate is always lower than your marginal rate. It is calculated as: Total Tax Paid ÷ Total Income × 100.

Example

Earning ₦10m and paying ₦1.59m tax = 15.9% effective rate.

See Effective Tax Rate in Action

Use our calculator to see how effective tax rate affects your tax.